Fraud / Unlawful Use of Credit Card

What is Unlawful Use of a Credit Card and What are the Credit Card Fraud Laws?

Unlawful Use of Credit Card is covered under 720 ILCS 5/17-31-49.5. Basically, you can be facing a charge of Unlawful Use of Credit Card if you use someone else’s credit card without their permission or if you use a fake credit card to buy something.

What are the Penalties for Unlawful Use of a Credit Card, or Credit Card Fraud?

Unlawful Use of a Credit Card, commonly known as Credit Card Fraud, is a Class 4 felony if the amount does not exceed $300 in any 6 month period. A Class 4 felony is punishable by 1 to 3 years in prison and probation is a possibility. If the amount exceeds $300 in any 6 month period, Unlawful Use of a Credit Card can be charged as a Class 3 felony. A Class 3 felony is punishable by 2 to 5 years in prison and probation is a possibility. The Chicago criminal defense attorneys at John D. Ioakimidis, have had numerous cases where the felony charges for Unlawful Use of a Credit Card were reduced to a misdemeanor. The Unlawful Use of a Credit Card Fraud criminal laws, and Credit card fraud law is complex and always changing. It is important that you hire an attorney that is familiar and experienced with the Unlawful Use of Credit Card laws and credit card rules and regulations.

The Chicago criminal defense attorneys at John D. Ioakimidis

• have extensive experience in representing individuals charged with Unlawful Use of a Credit Card throughout Cook County, Lake County, DuPage County and Kane County;
• are familiar and experienced in the credit card law and credit card fraud laws;
• understand the differences between Class 3 and Class 4 Unlawful Use of a Credit Card;
• are familiar with the various sentencing ranges for Unlawful Use of a Credit Card and understand the complexities of the various sentencing factors.

To discuss your Unlawful Use of Credit Card and Credit Card fraud case, call the experienced Chicago criminal defense attorneys at John D. Ioakimidis. We can help.

What is Utilization of Account Number Offense?

A person can be guilty of Utilization of Account Number when they, with the intent to defraud either an issuer, or a person providing money, goods, property, services or anything else of value, uses an account number or code or enters information on a record of charge form for the purpose of obtaining money, goods, property, services or anything else of value. Utilization of Account Number is a Class 4 felony if the value of the money, goods, property, services and anything obtained is not worth more than $150 in any period of 6 months. A Class 4 felony is punishable by 1 to 3 years in prison and probation is a possibility. If the value of the money, goods, property exceeds $150 in any 6 month period, you could be charged with a Class 3 felony. A Class 3 felony is punishable by 2 to 5 years in prison and probation is a possibility. It is important that you hire an attorney that is familiar and experienced with the Unlawful Use of Credit Card laws and credit card rules and regulations.

The Chicago criminal defense attorneys at John D. Ioakimidis

• have extensive experience in representing individuals charged with Utilization of Account Number throughout Cook County, Lake County, DuPage County and Kane County;
• are familiar and experienced in the credit card law and credit card fraud laws. The Chicago criminal defense attorneys at John D. Ioakimidis
• understand the differences between Class 3 and Class 4 Illinois felony Utilization of Account Number;
• are familiar with the various sentencing ranges for Utilization of Account Number and understand the complexities of the various sentencing factors.

To discuss your particular Utilization of Account Number case, call the experienced Chicago criminal defense attorneys at John D. Ioakimidis. We can help.

What are the Penalties for Aggravated Identity Theft?

All of these crimes fall within the Illinois Credit card and Debit Card Act which includes more crimes related to credit card and financial transactions which may enhance or reduce the penalties depending on the circumstances of each particular case. A cardholder who uses a credit card or debit card issued to them, or allows another person to use a credit card or debit card issued to them with the intent to defraud the entity that issues, or a person who provides money, goods, property, services or anything else that has value, is guilty of a Class A misdemeanor if the value of all money, goods, property, services or other things of value does not exceed $150 in any 6 month period. A Class A misdemeanor is punishable by up to 1 year in jail and a fine of up to $2,500. Probation, Conditional Discharge and Supervision are available for a Class A misdemeanor. If the value of the money, goods, property or services exceeds $150 in any 6 month period, you could be charged with a Class 4 felony. A Class 4 felony is punishable by 1 to 3 years in prison and probation is a possibility. It is important that you hire an attorney that is familiar and experienced with the Unlawful Use of Credit Card laws and credit card rules and regulations.

Why Hire John D. Ioakimidis for Your  Unlawful Use of Credit Card Case?

The Chicago criminal defense attorneys at John D. Ioakimidis will examine all aspects of your case and will use their experience to win your case or get your case dismissed.

If you are being charged with Unlawful Use of Credit Card in Cook County, Lake County, DuPage County or Kane County, give us a call.  We can help.